AI-POWERED

Meet Penny, your money buddy

Your AI assistant for couples' finances. Get instant answers about budgets, fair splitting, and saving together. No judgment, just help.

Ask her anything

What Penny can do

"How much have we spent this month?"

Penny analyzes your spending and gives you a friendly, honest summary in seconds.

"Can we afford date night this week?"

She knows your budget and can suggest realistic plans that work for both of you.

"How should we split rent fairly?"

Penny calculates fair splits based on your incomes. No awkward conversations needed.

"Are we on track to hit our savings goal?"

Penny tracks your goals and spending trends so you both know exactly where you stand.

She's money-smart and relationship-smart

Penny isn't a cold financial calculator. She's warm, encouraging, and understands that money conversations between partners can be sensitive. She never judges how you spend.

We went over budget on dining out
Looks like dining out ran a bit high this month. Most couples go through phases like this! Want to adjust your budget or set a weekly limit together?
How should we split rent?
Based on your incomes, a 60/40 split would be the fairest. That means you'd cover $1,200 and your partner $800. Want me to update your split settings?
Are we on track this month?
You're doing great! You've spent 62% of your shared budget with 10 days left. Groceries are a bit high but entertainment is well under. Nice work!
How much did we spend on groceries?
You spent $482 on groceries last month. That's under your $600 budget, nice work!
Who owes who right now?
Carlos owes you $215 from this month's shared expenses. Want to settle up?
We went over budget on dining out
Looks like dining out ran a bit high this month. Most couples go through phases like this! Want to adjust your budget or set a weekly limit together?
How should we split rent?
Based on your incomes, a 60/40 split would be the fairest. That means you'd cover $1,200 and your partner $800. Want me to update your split settings?
Are we on track this month?
You're doing great! You've spent 62% of your shared budget with 10 days left. Groceries are a bit high but entertainment is well under. Nice work!
How much did we spend on groceries?
You spent $482 on groceries last month. That's under your $600 budget, nice work!
Who owes who right now?
Carlos owes you $215 from this month's shared expenses. Want to settle up?

How it works

Ask anything

Ask about budgets, splitting, or saving. Like texting a friend who actually knows money.

Penny reads the room

She sees your shared spending and budgets to give personalized answers. Your personal transactions stay private.

Take action together

Get instant clarity on splits, budgets, and spending trends.

Your privacy, always

Personal spending stays personal

Penny can only see transactions you mark as "Shared." Your partner can't see your personal expenses through Penny, and you can't see theirs. What's private stays private.

Your data stays yours

Penny never stores conversations, never shares data with third parties, and never sells your information. She's your assistant, not an advertiser's.

Frequently Asked Questions

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